79338 Cool Reflection

La Quinta, CA
$ 430,000 Beds 3 Baths 2 Sq 1,337
Monthly Estimate* How much can I afford?

Experience affordable luxury in this resort-style 55+ community in La Quinta. Priced at just $381,000 after a remarkable $56,000 silent second mortgage incentive, this move-in ready home in the highly desirable Watercolors neighborhood offers the ultimate low-maintenance desert lifestyle. This fully upgraded, corner-lot property features a bright, open floor plan with vaulted ceilings, a cozy fireplace, three spacious bedrooms, and two bathrooms. You will love the seamless indoor-outdoor living with a private patio perfect for entertaining, plus the convenience of a spacious two-car garage. Designed for easy everyday comfort, the HOA covers your cable and Wi-Fi to keep your monthly overhead low while you enjoy premium resort amenities, including a community clubhouse, sparkling pool, and heated spa. ?This incredible La Quinta real estate opportunity features a total purchase price of $440,000, but the exclusive La Quinta Housing Authority program drops your effective price to $381,000. To qualify for this affordable retirement home, the property must be your primary, owner-occupied residence, meaning no investors, rentals, or all-cash purchases are permitted. Buyers must also meet the 2025 Riverside County moderate-income limits to be eligible. The qualifying income range is $62,651 to $87,300 for a single person, $71,601 to $99,750 for two people, $80,551 to $112,250 for three people, $89,501 to $124,700 for a four-person household.

Single Family

  • Price
  • $ 430,000
  • City
  • La Quinta
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • RIVERSIDE
  • Half Bathrooms
  • 0
  • Area
  • La Quinta North of HWY 111 - Indian Springs
  • Lot Size
  • Zip
  • 92253
  • Sqr Footage
  • 1,337
  • Year Built
  • 2006
  • Style
  • Traditional
  • MLS#
  • IG26074690MR
Listed By: David Hazward with REALTY ONE GROUP ROADS
Data Source: Combined LA/Westside MLS (CLAW)

Features

General

Land Lease Type Fee

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Beverly Hills, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

4/27/2026 Listed $445,000
5/27/2026 2% - $439,999
6/23/2026 2% - $432,000
8/24/2026 1% - $430,000

Property vs Zip Code Average in 92253

Price
AVG $1.67M
$430K
Year Built
AVG 2003
2006
Visits
AVG 76
10
Data Provided by Inside Real Estate®

Areas That We Cover

79338 Cool Reflection La Quinta, CA is a Single Family Home for sale at $430000 with 1337 sqft and a lot size of Acre(s). 79338 Cool Reflection La Quinta has 3 bedrooms, 2 baths and was built in 2006. The property's zip code is 92253 which is in La Quinta, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
Karen Harrosh

Karen Harrosh

310-388-3455

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